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If you’ve always dreamed of escaping to somewhere else in Europe, you’re not the only one. Whether it’s a Spanish villa, a French farmhouse, or an apartment in rural Italy, there’s something magical about being able to retreat to a peaceful property on the continent. And, while most of us probably don’t have the funds to buy a second home, that doesn’t mean those dreams can’t become a reality.
To show you how you can make your European dreams come true, we’ve partnered with the Holiday Property Bond, which is the brainchild of a group of British investors. In return for an initial investment from £5,000, plus a quarterly fee of less than £38, you’ll have access to over 1,500 villas, cottages, and apartments all over Europe, most of which are in complexes where it’s easy to meet other people.
For each holiday you go on, you’ll pay a user charge to cover maintenance costs and the use of any facilities on-site. The average charge remains the same throughout the year, and for a week, is typically around £540 for a two-bedroom property and £360 for a studio. Larger properties are also available.
You can surrender your investment to the company after two years or more, but you’ll get back less than you invested, as charges will have been deducted (including a 25% initial fee) and as with most investments, your capital is at risk. Encashment is subject to deferral in exceptional circumstances.
Even if you have the funds to buy a holiday home, there are many reasons why becoming a Bondholder might make more sense. Rather than only having one place to go, with HPB, you can choose homes and destinations as the whim strikes you. You could head to Austria in winter, Turkey in spring, France in summer, and Portugal in autumn. Plus, HPB takes care of all maintenance and upkeep of the properties, so you don’t have to worry about a thing.
There’s a huge amount of diversity when it comes to the properties, too. If you fancy a staycation, there are over 600 properties across the UK, mostly located in national parks and stunning natural landscapes. If you’re looking for a European escape, however, you’re truly spoilt for choice. There are 32 locations across the continent – from humble beachside apartments to grand country villas.
So, to get you inspired, here are 10 HPB holiday properties in beautiful locations. And if you’re looking to find out more about how HPB works, you can head over to their website.
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